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Feature

Contribution Modeling

Model ER/EE costs instantly with real-time calculations across multiple contribution structures.

As seen in product Launch interactive demo
Contribution Modeling feature preview

Why Contribution Modeling?

5+ Contribution Structures

Support for flat dollar, percentage, tiered, composite, and custom contribution models.

Real-Time Calculations

See costs update instantly as you adjust contribution amounts and structures.

What-If Scenarios

Compare multiple contribution approaches side-by-side to find the best fit for your client.

ACA Compliance

Built-in affordability checks ensure plans meet ACA requirements.

Per-Tier Breakdown

View employee and employer costs broken down by coverage tier.

Export Ready

All contribution models export cleanly to your branded proposals.

How it fits your workflow

Mirror the 5-step wizard from intake to proposal.

Guided steps
1

Step 1: Type

Choose the benefit type to tailor the workflow and validations.

Step 1: Type
2

Step 2: File Upload

Import carrier files or census data to pre-fill plan details.

Step 2: File Upload
3

Step 3: Plans & Enrollment

Map enrollments and rates, or copy from current plans.

Step 3: Plans & Enrollment
4

Step 4: Contributions

Set employer and employee contributions and preview impact.

Step 4: Contributions
5

Step 5: Proposal

Generate the proposal and jump into presentation mode.

Step 5: Proposal

Workflow accelerators

Quick Actions

Quick Actions

Jump between cases, uploads, and exports without breaking focus.

Keyboard Shortcuts

Keyboard Shortcuts

Stay in flow with command palette, export, and navigation shortcuts.

Export Anywhere

Export Anywhere

Send dashboards, PDFs, or spreadsheets straight from the toolbar.

Built-in Help

Built-in Help

Inline help center keeps guidance one click away.

Data confidence, built in

Parsing, validation, and quality signals keep uploads reliable.

  • Smart Parsing

    API parser for PDFs and docs with automatic structure detection.

  • CSV Fallback

    Built-in CSV/TXT reader when external services are unnecessary.

  • Quality Signals

    Header verification and confidence flags to catch issues early.

  • Coverage Check

    Geography coverage status before committing exports.

Data Analysis modal with parsing options and quality checks

Mobile-ready and presentation friendly

Responsive layouts keep executive summaries, quick actions, and exports usable on the go.

  • Works seamlessly with the presentation toolbar and exports.
  • Sidebar controls collapse gracefully for smaller screens.
  • Keyboard shortcuts remain available for power users.
Mobile responsive layout showing executive summary

Supported Contribution Structures

Flat Dollar

Fixed employer contribution per tier

Percentage

Employer pays X% of premium

Tiered

Different rates per coverage level

Composite

Blended single rate for all tiers

Age-Banded

Contributions vary by employee age

Custom

Define your own contribution logic

Employee-Level Cost Analysis

See exactly how contribution changes impact each employee's payroll deductions.

Employee cost difference analysis tool

Ready to Try This Feature?

Start your free proposal today and see the difference.

✓ No credit card required  •  ✓ Free during beta  •  ✓ Cancel anytime