Free Benefit Comparison Template for Excel (2025 Download)

What's Included in the Template

Our free benefit comparison template includes everything you need to create professional side-by-side comparisons:

• Medical Benefits Tab: Compare deductibles, copays, coinsurance, out-of-pocket maximums, and network details
• Dental Benefits Tab: Preventive, basic, and major services comparison
• Vision Benefits Tab: Eye exam, frames, and contact lens coverage
• Life & Disability Tab: Coverage amounts and benefit details
• Cost Comparison Tab: Premium costs, employee contributions, and total cost analysis

How to Use the Template

1. Download the template: Enter your email above to receive the Excel file
2. Gather carrier documents: Collect benefit summaries, SBCs, and rate sheets from carriers
3. Manual data entry: Type benefit details into each column (Plan 1, Plan 2, etc.)
4. Customize for your client: Add your agency logo and client information
5. Review and export: Double-check for accuracy and save as PDF for client delivery

The Challenge with Excel Templates

While our free Excel template is a great starting point, most brokers quickly encounter these challenges:

• Time-consuming manual entry: Typing data from PDFs takes 2-4 hours per proposal
• Error-prone process: Easy to mistype numbers or miss important details
• No automation: Every proposal requires starting from scratch
• Limited formatting: Excel doesn't create polished, client-ready presentations
• No contribution modeling: Manual calculations for different contribution scenarios

Automate Your Benefit Comparisons with BART

BART takes the manual work out of benefit proposals. Instead of spending hours typing data into Excel:

• Upload PDFs and Excel files: BART automatically extracts all benefit data
• AI-powered parsing: Google DocAI reads carrier documents with 95%+ accuracy
• Instant side-by-side comparisons: Generate professional comparisons in minutes
• Contribution modeling: Test 5+ contribution structures in real-time
• Branded proposals: Export client-ready PDFs with your agency branding

Excel vs. BART: Time Comparison

Here's how long it takes to create a typical 3-carrier benefit proposal:

• Excel Template: 2-4 hours (manual data entry, formatting, calculations)
• BART: 20-30 minutes (upload, review, export)

Time saved: 90% per proposal. For brokers creating 10+ proposals per month, that's 20-30 hours saved.

Who Should Use the Excel Template?

Our free Excel template is perfect for:

• Brokers creating 1-2 proposals per month
• Teams exploring benefit comparison formats before investing in software
• Agents who prefer manual control over every data point
• Small agencies with tight budgets

Who Should Use BART?

BART is ideal for:

• Brokers creating 3+ proposals per month
• Teams looking to scale without adding staff
• Agencies prioritizing accuracy and professional presentation
• Brokers who want to focus on client relationships, not data entry

Frequently Asked Questions

Is the Excel template really free?

Yes! No credit card required. Just enter your email and we'll send you the template immediately.

Can I customize the template?

Absolutely. The Excel file is fully editable. Add your agency logo, adjust columns, and modify formatting to match your needs.

Does BART have a free trial?

Yes! Your first proposal is completely free. No credit card required. Try BART with your actual client data to see the difference.

How accurate is BART's PDF parsing?

BART achieves 95%+ accuracy on standard carrier documents. The system also flags potential errors for your review before finalizing proposals.

Get Started Today

Download our free Excel template to start creating benefit comparisons immediately. When you're ready to save hours on every proposal, try BART free—no credit card required.